Privacy
The short version: this site is a set of static files, the calculators run on your own device, and nothing you type into one is ever sent anywhere. The longer version covers the third-party advertising and analytics that fund it.
Benefit amounts and income figures we receive
none
Every calculation happens in your browser. There is no server to send a figure to, and no database to put one in.
What you type into a calculator
Benefit amounts, income figures, earnings and average indexed monthly earnings are processed entirely on your own device by code running in your browser. They are not transmitted, not logged, not stored and not shared — with us, with advertisers, or with anyone else.
The address bar updates as you type so that a result can be bookmarked or shared. That value stays on your machine unless you copy the link and send it somewhere yourself.
Who is responsible
COLA Ledger is published by Inventum. Inventum is an Australian-registered company. Questions about this policy or about data held: support@inventum.com.au.
What is collected, and by whom
| What | By whom | Why |
|---|---|---|
| Calculator inputs | Nobody — they stay in your browser | Not collected at all |
| Contact details you send by email | Inventum | To reply to you. Kept only as long as needed for that |
| Pages viewed, referring site, approximate location, device and browser | Google Analytics, on our behalf | To understand which pages are useful and which are not |
| Advertising identifiers and interaction with advertisements | Google, as an independent controller | To serve and measure advertising, which funds the site |
| Standard server request logs | Our hosting and content delivery provider | Delivery, security and abuse prevention |
Advertising
This site carries display advertising served by Google, including through AdSense. Google and its partners may use cookies and similar technologies to serve and measure advertisements, and in some configurations to personalise them based on prior visits to this and other sites.
Google’s use of advertising cookies is governed by its own policies, and you can control personalisation in Google’s Ads Settings independently of anything on this site. There are no affiliate links, no lead-generation forms and no sponsored placements here — the only commercial relationship is programmatic display advertising. The editorial policy sets out the separation.
Consent
This site implements Google’s consent signalling. For visitors in the European Economic Area, the United Kingdom and Switzerland, advertising and analytics storage default to denied until consent is given through the consent message, in line with the requirements that apply there. Outside those regions the defaults follow local practice and can still be changed through the controls described below.
Where a consent message is shown, your choice is remembered on your device and can be changed at any time by clearing the site’s cookies and reloading.
Cookies, and how to refuse them
This site sets no cookies of its own. Cookies present when you visit come from Google Analytics and from advertising served by Google. You can block or delete them in your browser settings without breaking anything on this site — the calculators, tables and pages all work with cookies fully disabled, because none of them needs one.
Your rights
Depending on where you live you may have rights to access, correct or delete personal data held about you, to object to processing, or to opt out of the sale or sharing of personal information for targeted advertising. Because this site collects no account data and no calculator input, the practical scope is limited to email correspondence and to the third-party advertising and analytics described above.
- Email correspondence — write to support@inventum.com.au and it will be deleted on request.
- Advertising personalisation — controlled in Google’s own Ads Settings, and through the consent message where one is shown.
- Analytics — blocked entirely by declining analytics storage in the consent message, by a browser setting, or by any content blocker.
Children
This site is a reference for adults about benefit rates and is not directed to children. It does not knowingly collect information from anyone under 13.
Changes
Material changes to this policy will be reflected in the effective date below and, where the change affects what is collected, noted on the corrections page.
Effective 10 August 2026.
Related
- Termsuse of the site
- Editorial policystandards and ads
- Aboutwho publishes this
- Contactget in touch
- Methodologyhow figures are made
- Sourcesevery dataset
Sources and freshness
- SSA — 2026 COLA fact sheet — verified 10 August 2026
This page carries no computed figures.
Page figures last verified against the sources above on 10 August 2026. Corrections: the correction log · support@inventum.com.au